Bring In Your Item
Visit your local Cashzone store with your item and valid photo ID.
Pawn Loans
Pawn Loans
Made Simple
Fast cash loans against quality items.
Need short-term cash support? Bring in something of value and our team will assess it in store. If approved, you can walk away with cash the same day.
Clear terms. Friendly service. No pressure.
How It Works
How Pawn Loans Work
We Assess It
Our team checks the condition, resale value, and demand for the item before providing a loan offer.
Receive Your Loan Offer
If approved, we’ll explain:
- your loan amount
- loan term
- repayment costs
- due dates
- what happens at the end of the term
Everything is explained clearly before you agree.
Redeem Your Item
Once the loan and applicable charges are repaid within the agreed term, your item can be collected.
Before You Apply
Important Loan Information
Important Information
Loan terms and conditions vary depending on your location and the type of loan provided.
South Australia
Customers generally have one calendar month to redeem goods unless otherwise stated in the agreement.
New South Wales
Customers generally have three calendar months to redeem goods unless otherwise stated in the agreement.
Additional fees, charges, and conditions may apply in accordance with state laws and your loan contract.
ID Requirements
To apply for a pawn loan you must:
- be 18 years or older
- provide valid government-issued photo identification
Expired identification may not be accepted.
Cashzone complies with all applicable identification and second-hand dealer regulations.
Items We May Accept
We may consider loans against a range of quality items, including:
- gold and jewellery
- watches
- gaming consoles
- tools
- musical equipment
- collectibles
- electronics
- other quality secondhand goods
Acceptance depends on condition, resale demand, identification requirements, and store assessment.
Items We Generally Do Not Accept
Some items may not be suitable for pawn loans due to condition, resale demand, safety concerns, age, legal restrictions, missing accessories, or limited market value.
Examples can include heavily outdated electronics, damaged goods, incomplete items, low-value household goods, unsafe or restricted products, or items that cannot be legally traded.
Acceptance always depends on store assessment and local regulations.
Why Cashzone
Why Customers Choose Cashzone
Fast same-day assessments
Friendly local service
Clear repayment information
Secure item storage during the loan period
Licensed and compliant operations
No pressure environment
Need Help Today?
Visit your local Cashzone store to discuss your options with our team.
We’ll explain the process clearly and help you decide whether a pawn loan is right for you.